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Spotlight News



ADVISING CLIENTS THROUGH THE CONTROLLABLE FACTORS AND UNCONTROLLABLE RISKS OF A RETIREMENT SPENDING PLAN W/GREG GOIN AND MARK PAULSON       

Exceptional Advisor Podcast

Robert Powell, editor of TheStreet’s Retirement Daily, interviews Greg Goin, CFP®, CIMA®, CLU®, CRPC®, Regional Vice President, RIA & Institutional Markets, Allianz Life Financial Services, LLC, and Mark Paulson, Vice President, Hedge Business Development at Allianz Investment Management. 

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MANAGING THE CLIENT MANDATE: INTEGRATION OF PORTFOLIO INVESTMENT CAPTURE TO THE INVESTMENT POLICY STATEMENT PROCESS 

From the Investments & Wealth Monitor

Advisors can use portfolio investment capture in their investment policy statements to provide a clear and quantitative format that most clients can easily understand.

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Articles and White Papers

PRIVATE-MARKET INVESTING: IMPLICATIONS FOR PORTFOLIO CONSTRUCTION

From the Investments & Wealth Monitor

This article explores private-market impacts on portfolios, reasons for private-market outperformance, and challenges to consider before building, implementing, and managing a private-market allocation.

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AVOID THESE FIVE DECISION TRAPS TO IMPROVE YOUR INVESTING

From the Investments & Wealth Monitor

Advisors who understand how to avoid damaging decision traps can make better decisions consistently and improve their investing processes and overall practices.

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BEING PRESENT: THE INFLUENCE OF MINDFULNESS ON FINANCIAL DECISIONS  

Research of Interest

Mindfulness, the meditative process of non-judgmentally focusing on the present, has gained popularity as an accessible and efficacious cognitive behavioral therapy. This paper experimentally examines whether state mindfulness affects individuals' preferences and financial choices.

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WEALTH MANAGERS’ HIDDEN LEAD OVER ROBINHOOD   

From the Investments & Wealth Monitor

Evidence suggests that wealth managers needn’t be worried about their target audience shifting to Robinhood, but they should focus on behavior, life-stage, and securing clients’ financial futures.

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WHO IS RIGHT ABOUT INFLATION?  

From Chicago Booth Review

IWI Executive Education Partner

The U.S. Fed and consumers have very different expectations about the future.

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FINANCIAL ADVISOR FEE TRENDS AND THE FEE COMPRESSION MIRAGE   

From the Investments & Wealth Monitor

Research on financial advisor pricing models has provided insights into how much advisors are charging and the types of pricing options offered.

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WHAT DOES ESG INVESTING REALLY MEAN? IMPLICATIONS FOR INVESTORS OF SEPARATING FINANCIAL MATERIALITY AND SOCIAL OBJECTIVES   

Research of Interest

This paper reviews evidence on the effectiveness of social value-based versus financially relevant measures and identifies financially material factors, so as to guide pension fiduciaries and other investors on using ESG factors to meet investment objectives.

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Latest Discussions

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THE BIG FIVE PERSONALITY TRAITS: UNDERSTANDING CLIENTS' PERSONALITIES TO SUPPORT SUCCESSFUL OUTCOMES

From the Investments & Wealth Monitor

Understanding personality traits and individuals’ information- and advice-seeking behaviors can help advisors provide a service offering that is effective and appreciated.

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IMPACTS OF THE STOCK MARKET ON INVESTORS

Research of Interest

This paper highlights the ways that stock market investors react to the fluctuations in stocks whether it be good or bad news for the investor.

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THE EVOLVING NEEDS OF AFFLUENT AND AGING CLIENT SETS 

From Investments & Wealth Research

Affluent investors, high-net-worth (HNW) investors, and ultra high-net-worth (UHNW) households have grown their share of investor assets steadily over the past decade. Simultaneously, the industry is being forced to evolve as large shares of both its client base and advisors are aging. Advisors seeking to address the challenges and opportunities that come with these developments must exercise self-awareness and thoughtful long-term planning.

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NEWER INVESTORS ARE DRIVING BITCOIN SWINGS   

From Chicago Booth Review

IWI Executive Education Partner

Bitcoin price surges are driven in significant part by optimistic, newer investors—many of whom are younger than average and have lower incomes and fewer assets, find University of California at Berkeley’s Matteo Benetton and Chicago Booth’s Giovanni Compiani.

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EVERYTHING YOU NEED TO KNOW ABOUT X 

From the Investments & Wealth Monitor

Risk-tolerance assessments are not effective at doing what they are supposed to do: align the lowest variability portfolio with the pursuit of funding the goal.

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COMMUNICATING CLEARLY ABOUT INVESTMENT OBJECTIVES AND RISKS

From the Investments & Wealth Monitor

Effective investment management requires clear communications to ensure that risks are understood and are consistent with client goals and objectives.

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Institute Blog: Investment Sense

  • In retirement, there are at least nine risks that households will face. Those include systematic risks: including political (public policy and inflation) and business (market, issuer, income) and unsystematic risks: including behavioral (spending) and chance (household shocks, heath care and...
  • The past 18 months will be written about in the history books and taught in schools; movies will be made, and books written. In addition to our...
  • Protect, Live, Dream Odysseus, the Greek king of Ithaca, is best remembered for his arduous 10-year journey home after the Trojan War, as well as the Trojan Horse he used to gain surreptitious access to enemy...


Professional Development

INSTITUTE PROFILES:

Ashok S. Ramji, RMA®, CFP®, CDFA®, CHFC®, CLU®, RICP®

"There’s more confidence post-RMA® certification. It helps the clients, it helps me. The RMA® curriculum provides a framework for looking at things truly across the silos.”

Read Ashok's Story




Institute Announcements

  • Investments & Wealth Institute Announces 2021 Investment Advisor Forum and Women in Wealth Event

    The Investments & Wealth Institute (IWI), the premier professional association, education provider, and standards body for financial advisors, today announced details for their December 7 and 8, 2021 virtual conference, the Investment Advisors Forum (IAF), as well as information related to a special ...
  • Investments & Wealth Institute's New Alliance Expands Member Benefits to Include Fiduciary Expertise

    Investments & Wealth Institute, the leading financial organization individuals and firms turn to for advanced professional development, today announced an alliance with Broadridge Financial Solutions to broaden its membership offering with premier fiduciary education and technology tools.  Institute ...
  • The Institute and Association of Professional Fund Investors Form Strategic Alliance

    CIMA® Certification recognized as global standard for fund allocators. Two associations for investment practitioners who are committed to competent and ethical practice of investment management analysis and fund allocation have formed a multi-year strategic alliance to raise the bar of professionalism ...


Online Education and Podcasts

WE NEED TO TALK: A MEMOIR ABOUT WEALTH W/ JENNIFER RISHER      

Exceptional Advisor Podcast

Robert Powell, the editor of the Retirement Daily at TheStreet interviews Jennifer Risher, author of We Need to Talk, on an experience that millions share but no one discusses: what it's like to be rich. Risher, who joined Microsoft in 1991 and “got lucky”, talks about the hidden impact of wealth on identity, relationships, and sense of place in the world and what advisors need to know when dealing with wealthy clients. 

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LATEST RESEARCH ON RISK TOLERANCE: DEVELOPING AN INVESTOR RISK PROFILE

On-Demand Recording

Explore insights in risk research from the Financial Planning Performance Lab at the University of Georgia. Walk away with a comprehensive framework for identifying and understanding an individual investor’s risk profile, incorporating both objective and behavioral attributes that reflect the interdependence of the investor’s underlying attitudes. 

1 Hour of CE Credit.

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DYNAMIC INCOME PLANNING W/ANDERS SMITH & JENG CHIU     

Exceptional Advisor Podcast

In the first of a six-part series, Anders Smith, vice president and head of national sales consulting, and Jeng Chiu, vice president, national sales consulting, at Delaware Life, discuss with Robert Powell, editor of Retirement Daily on TheStreet, how financial professionals can demonstrate their value to clients by integrating a dynamic retirement income planning process into their practice.

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BECOMING GUIDES FOR CHANGING LANDSCAPES, NOT DEFENDERS OF OUTDATED MAPS W/CARL RICHARDS    

Exceptional Advisor Podcast

Certainty is easy to sell, but impossible to deliver. Robert Powell, the editor of Retirement Daily at TheStreet, interviews Carl Richards, CFP®, creator of the New York Times Sketch Guy column, on the importance of acknowledging uncertainty and demonstrating empathy with clients—especially during turbulent, uncertain times.

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CREATING A ROBUST PLAN FOR EMOTIONAL INVESTORS

On-Demand Recording

For decades the financial industry has focused on reducing investment volatility but has ignored the problem of investor behavior volatility. Many risks are known and understood by financial advisors, but this presentation will help advisors tackle the risks of investors bailing on their investment strategy by teaching them how to create and deliver a tailored strategy that accounts for the irrationality of the investor. The goal is to improve investor adherence to their financial plan.

1 Hour of CE Credit.

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BEHAVIORAL FINANCE THROUGH A PANDEMIC LIFECYCLE W/ OMAR AGUILAR, PH.D.   

Exceptional Advisor Podcast

Robert Powell, the editor of Retirement Daily at The Street, interviews Omar Aguilar, Ph.D., Managing Director and Chief Investment Officer, Head of Investments at Schwab Asset Management, on the results from the 2021 BeFi Barometer. This episode offers best practices for applying behavioral finance as a means to potentially improve client financial outcomes.

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BAKING BEHAVIORAL FINANCE INTO THE ADVISORY PRACTICE W/ DANIEL CROSBY, PH.D.  

Exceptional Advisor Podcast

Robert Powell, the editor of Retirement Daily at The Street, interviews Daniel Crosby, Ph.D., Chief Behavioral Officer, Orion Advisor Solutions, on his vision for the future of behavioral finance and why it should be "baked into" the advisory practice. This episode also explores "why you're not that great," the biggest impediments to sound investment-decision making, and the specific types of biases that impact decision-making.

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THE PARADOX OF CHOICE: WHY MORE ISN'T ALWAYS BETTER THAN LESS 

On-Demand Recording

We tend to assume that if something is good, more of it is better. Often, this assumption is true. When it comes to choice, this is demonstrably false. There can be too many options, and when there are, people are paralyzed into indecision, make bad decisions, or are dissatisfied with even good decisions. In a world in which options continue to proliferate, it is the job of the advisors to narrow options and curate the endless possibilities.

1 Hour of CE Credit.

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HOW NEWS HABITS INFLUENCE FINANCIAL MARKETS  

On-Demand Recording

Millions of news stories are published every day and are read by financial professionals, investors, and consumers. Of greatest significance on asset prices is the attention paid to the news – where new information doesn’t receive enough attention, or old news receives too much attention.

1 Hour of CE Credit.

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